While it makes sense to offer insurance to cover living expenses during his early death, there are integrity issues surrounding companies and insurance agents. In general, it can be 3 ways your life insurance scam you. We have recruited to your advantage.
Sales of coverage you do not need!
Insurance thrive in the fact that most people do not understand their needs for life insurance. With standard products, and try to sell you the cover might not be needed, but they are lucrative for them. insurance agents to speed the process skips the fine print and insurance companies that are not well adapted to their needs. The trick is to play on the fear factor and sell you heavy insurance, even if you have no relatives.
Convinced to pay "cash"
We encourage you to pay your premium in cash to an agent. Also, make sure you get a receipt. There are many fraudulent organizations that extract as genuine insurance agencies, money from you instead of the premium. You will be asked to sign the blanks on a form, saying it is only a formality. Once you walked into their trap, they are left without insurance cover. The worst part is that most victims are not aware of this scam when they suffered a setback and is no insurance to cover them.
seduced by the benefits!
Insurance agencies and agents have a way of promising you unbelievable benefits of life insurance. Life insurance agents provide the plans to ensure that the insurance premium would be free for a certain period of time. Some agents play smart and offer significant discounts for a new policy registers, while replacing an old policy. The trick is that the cover age is over and has not begun the new coverage because of the complicated procedural obstacles. Sun exposure to uninsured risks.
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